I also like that you can clearly see which account the deposit was made to – so it’s not like I’m looking at the transactions going “okay so which account was this one made to and which one do I need to credit for what”. But I love that it really breaks stuff down with charts (us accountants LOVE our charts! 🙂 ). Personal Capital actually has an investment focus to it which I like, because that’s the season of life I’m starting to walk in. This one is quickly becoming my favorite. You link all your accounts and you’ll be able to create your budget and track all your spending through whatever mediums you use - you know I don’t like credit cards but if they’re your thing, Mint will link to your credit card accounts and track your budget with them as well. It was time consuming but overall it’s still a great platform to use. My husband is the spender so I just couldn’t keep up with all the new transactions. Mint just doesn’t categorize a lot of the transactions well so I always had to end up going back and spending forever changing the categories (another reason tracking expenses as they happen is so important). And it worked perfectly well until a handsome man asked me to be his bride. I used to use Mint way back in the day when I was climbing my way out of financial hell. You can check out here how we used EveryDollar for our summer vacation budget tracking…say that five times fast.
My husband likes it but it’s just not my cup of tea. I keep trying to like it but it’s just not for me. I love that you can track your baby steps progress and that it encourages you to be debt-free. Obviously I’m a huge Dave Ramsey fan, so it’s probably no surprise that his online budgeting software, EveryDollar is included here.
#Best home budgeting software 2018 free
So, I thought I’d share with you my favorite FREE online budgeting tools. Like when I was first climbing my way out of debt all those years ago. And if I’m really being real with myself, there are certain seasons in my life where having my budget tracked online has been been a blessing. I love my Budget Binder as it truly does keep me sane but I have used a few free budgeting software programs before. I also know that many of my readers aren’t fans of the paper system. I’m not the biggest fan of online budgeting software.
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